Medicare support
for employers

Give employees trusted Medicare guidance, lower healthcare costs, and remove the burden from HR—all at absolutely no cost to the employer.

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AVERAGE HR SAVINGS

$7,000+

per employee, per year.
Many employers reinvest those savings directly back into their workforce: meaning better candidates for your team.
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Significant savings

Companies often spend over $7,000 per employee, per year on group premiums alone. Transitioning eligible employees to Medicare can lead to substantial savings while improving coverage and lowering employee out- of-pocket costs.

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WHY EXACT?

The obvious choice for internal HR teams.

Direct employee support

Your employees get a direct line to a Medicare Account Manager. No more HR becoming the middleman for complex questions.

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Dedicated medicare account team

Non-commissioned agents who act as ancextension of your HR department, focused solely on employee outcomes.

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Plan analysis & comparison

Personalized reviews of Medicare options based on individual health needs, providers, and prescriptions.

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Educational workshops

Live webinars and on-demand resources that prepare employees months before their Medicare eligibility.

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Enrollment coordination

We manage the entire transition process—from tracking deadlines to ensuring proper plan selection and enrollment.

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Ongoing support

Live webinars and on-demand resources thatprepare employees months before their Medicare eligibility.

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Direct employee support

Your employees get a direct line to a Medicare Account Manager. No more HR becoming the middleman for complex questions.

Three smiling people: a woman with long curly hair and glasses, a woman with blonde wavy hair in a light sweater, and a man in a blue suit and light shirt.

Dedicated medicare account team

Non-commissioned agents who act as an extension of your HR department, focused solely on employee outcomes.

Smiling woman with long curly blonde hair wearing a dark top and light jacket against a white background.

Plan analysis & comparison

Personalized reviews of Medicare options based on individual health needs, providers, and prescriptions.

Older man and younger man looking at papers together with a laptop.

Educational workshops

Live webinars and on-demand resources that prepare employees months before their Medicare eligibility.

Smiling man wearing earbuds, gesturing while looking at a laptop on a wooden desk with papers and a notebook.

Enrollment coordination

We manage the entire transition process—from tracking deadlines to ensuring proper plan selection and enrollment.

A man in a light blue blazer and a woman in a white blouse looking at a laptop screen together.

Ongoing support

Live webinars and on-demand resources thatprepare employees months before their Medicare eligibility.

Smiling woman wearing a striped shirt and black headset sitting in a chair looking at camera.
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Savings are just the beginning.

An easy way to stay informed on Medicare facts, updates, and important changes is to sign up for the free Exact Medicare Newsletter. Helpful articles, tips, and events will be sent directly to your inbox.

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Medicare has changed.

Most HR teams we see simply aren’t aware of the advantages they could be receiving if they qualify. Do any of these sound familiar?

“employees ALREADY KNOW.”

Assuming employees will figure it out.

Medicare is getting increasingly complex. Without guidance, employees make costly errors that can haunt them for decades.

“IT CAN WAIT.”

Waiting until 65 to start the conversation.

Medicare decisions require 3-6 months of preparation. Late starts lead to missed deadlines and rushed, suboptimal choices.

“ALL PLANS ARE SIMILAR.”

Treating all employees the same.

Each employee has unique health needs, prescription requirements, and provider preferences. Cookie-cutter advice fails.

“IT’S HR’S JOB”

Relying on HR to be Medicare experts.

HR has enough on their plate. Medicare is a specialized field that demands dedicated expertise and continuous education.

Medicare is changing.

Most HR teams we see simply aren’t aware of the advantages they could be receiving if they qualify. Do any of these sound familiar?

“employees ALREADY KNOW.”

Assuming employees will figure it out.

Medicare is getting complex. Without guidance, employees make costly errors that can haunt them for decades.

“IT CAN WAIT.”

Waiting until 65 to start the conversation.

Medicare decisions require 3-6 months of preparation. Late starts lead to missed deadlines and rushed choices.

"ALL PLANS ARE THE SAME!"

Treating all employees the same.

Each employee has unique health needs, prescription requirements, and provider preferences.

"ALL PLANS ARE THE SAME!"

Relying on HR to be Medicare experts.

HR has enough on their plate. Medicare is a specialized field that demands dedicated expertise and continuous education.

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Better for employees, too.

Your employees get white-glove Medicare support that makes a complex, stressful transition simple.

Simplicity.

Simple, unbiased guidance—not government confusion.

Premium Options.

Medicare plan comparisons based on their  budget.

Transition Assistance

Help with  transitioning off group coverage.

Clarity.

Confidence and clarity during a stressful process.

Education.

Educational webinars and digital Medicare 101 tools.

Save $7,300 per employee.
Each year.

Helping employees transition to Medicare delivers immediate, measurable financial impact for your organization.

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Lower Premium Costs

Medicare Advantage and supplement plans typically cost 40-60% less than continuing group coverage for 65+ employees.

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Reduced Plan Spend

Every employee who transitions to Medicare removes high-cost claims from your group plan, lowering overall premiums for remaining employees

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Better Benefits

Employees often receive superior coverage on Medicare with lower out-of-pocket costs, prescription savings, and additional perks like dental and vision.

Savings Calculator

See your potential savings

👥 10
1 100 employees
Estimated Annual Savings
$ 73,000
per year
Employees (65+) 10
Avg. savings per employee $7,300
Total Annual Savings $73,000

Based on average annual premium savings when transitioning from employer group plans to Medicare. Actual savings vary by plan type, location, and employee health needs.

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United Healthcare
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Aetna company logo in purple text with a registered trademark symbol.
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Anthem logo with blue text and a symbol of a stylized person inside a blue cross.
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Cigna logo with a blue human figure forming a tree with green leaves and an orange circle for the head.
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Anthem logo with blue text and a symbol of a stylized person inside a blue cross.
Smiling woman with long curly hair, wearing large glasses, hoop earrings, a camo jacket, and a black top against a lime green circular background.
Stylized golden torch icon followed by the word 'NATIONAL' in golden uppercase letters on a white background.
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Devoted company logo with a red, blue, and purple geometric heart-shaped design.
Smiling woman with long curly hair, wearing large glasses, hoop earrings, a camo jacket, and a black top against a lime green circular background.
Humana logo in green text on a transparent background.
Smiling man wearing a pink shirt and blue blazer with a teal circular background.
Devoted company logo with a red, blue, and purple geometric heart-shaped design.
Smiling woman with long curly hair, wearing large glasses, hoop earrings, a camo jacket, and a black top against a lime green circular background.
Anthem logo with blue text and a symbol of a stylized person inside a blue cross.
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Connect with our team to simplify your Medicare complexity.

FAQ's

We’ve got the answers.

What happens if an employee delays Medicare?

If an eligible employee delays Medicare, your group plan usually becomes the primary payer until they enroll. This can increase your plan’s cost exposure and may lead to higher premiums. We help you review each employee’s situation to make sure the timing is right and no one loses coverage or pays penalties.

Does this cost the employer anything?

There’s no added fee for working with Exact Benefits. In many cases, employers actually save money because Medicare becomes the primary payer for eligible employees, reducing claims on your group plan. Our advisors guide you through the process so you stay compliant and financially protected.

What if we’re a small group and Medicare pays first?

For groups under 20 employees, Medicare usually becomes the primary payer. That means your group plan acts as secondary coverage. We help you structure coverage correctly, avoid compliance issues, and make sure your employees understand how their benefits work so there are no surprises.

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Ready to transform your medicare?

Join hundreds of employers who have removed the Medicare burden by switching to Exact Benefits.

Save $7,300+ per year per 65+ employee
Zero cost to your company
Set up in 2-4 weeks
30%

Employers Served

15,000+

Candidates

4.9/5

on 4,621 reviews

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